your trusted partner in life insurance and financial planning. I’m RaShard, a licensed life insurance agent and financial advisor dedicated to helping families, individuals, and future leaders protect their legacy and build wealth with purpose.
Insurance That Builds Wealth, Not Just Protection
Helping You Turn Income into Impact
First Step to Financial Security Starts with Life Insurance
About Me
The Mission Behind the Man
For over 20+ years, I have been dedicated to helping individuals and families secure their financial future through life insurance, annuities, final expense, and medicare. I stay in this business because I personally desire for each client to have a peace of mind, financial security, and a lasting legacy for their loved ones. What i value most is the relationships… I build along the way. Every conversation, every policy, and every plan is an opportunity to connect, understand, and grow with the people i serve. My goal is to be a trusted resource, not just for today’s needs but for many milestones and changes life brings.
Tailored Life Insurance Solutions
Life Insurance Products
Learn how different insurance solutions can protect your family, grow wealth, and provide peace of mind. Below, explore four core products I offer — each with unique features designed for your financial goals.
Term Life Insurance
Term life insurance provides coverage for a specific period usually 10, 20, or 30 years. If the insured passes away during that term, the policy pays a tax-free death benefit to the beneficiary.
Whole Life Insurance
Whole life insurance provides lifetime coverage with a guaranteed death benefit and a built-in savings component called cash value, which grows over time.
Universal Life Insurance
Universal life insurance offers flexible premiums, a death benefit, and a cash value account that can grow based on interest rates or a market index (in the case of IULs).
Fixed Annuities
A fixed annuity is a financial product that provides guaranteed income for life or a set period, usually after retirement. It’s often funded with a lump sum or through regular contributions.
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Ready to take control of your financial future? Whether you need coverage or want to build a career in life insurance, I’m here to help you every step of the way.

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